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"badge": "🔥 热门", "badge_type": "hot", "duration": "1年", "income_req": "$3,500/月", "approval_time": "2-4 周", "extra": "✈️ 中东航线枢纽", "difficulty": 42, "difficulty_label": "中等"}, {"id": "9", "country": "哥伦比亚", "flag": "🇨🇴", "name": "哥伦比亚 V Visa (Digital Nomad)", "badge": "💰 低成本", "badge_type": "budget", "duration": "最长 2 年", "income_req": "约 3× 最低工资", "approval_time": "2-6 周", "extra": "🌺 适合麦德林春城", "difficulty": 32, "difficulty_label": "简单"}, {"id": "10", "country": "韩国", "flag": "🇰🇷", "name": "韩国 Workation Visa (C-3-8)", "badge": "🆕 新政策", "badge_type": "new", "duration": "最长 2 年", "income_req": "约 $65,000/年", "approval_time": "1-2 个月", "extra": "🏙️ 对接首尔与济州", "difficulty": 55, "difficulty_label": "中等"}, {"id": "11", "country": "德国", "flag": "🇩🇪", "name": "德国 Freelance / Self-employment", "badge": "🚀 先锋", "badge_type": "pioneer", "duration": "1-3年", "income_req": "需商业计划与客户证明", "approval_time": "2-4 个月", "extra": "🎨 适合柏林自由职业", "difficulty": 65, "difficulty_label": "较难"}, {"id": "12", "country": "泰国", "flag": "🇹🇭", "name": "泰国 DTV 签证", "badge": "⭐ 推荐", "badge_type": "easy", "duration": "最长 5 年（多次入境）", "income_req": "约 50 万泰铢存款证明", "approval_time": "2-6 周", "extra": "🤝 远程工作友好", "difficulty": 38, "difficulty_label": "中等"}], "faqs": [{"id": "1", "question": "💰 做数字游民需要多少启动资金？", "order": 1, "answer": "建议准备 3-6 个月的生活费作为缓冲。以东南亚为例，¥15,000-30,000 即可开始。包括机票、首月住宿、签证费用和应急资金。欧洲目的地建议准备 ¥50,000 以上。"}, {"id": "2", "question": "📶 如何确保远程工作的网络稳定？", "order": 2, "answer": "选择网络评分高的城市，入住前用 Speedtest 测试。备用方案：本地 SIM 卡热点、随身 WiFi 设备、附近 Co-working Space。推荐携带 USB 网卡和 VPN 作为双保险。"}, {"id": "3", "question": "🏥 旅居期间的保险怎么办？", "order": 3, "answer": "推荐 SafetyWing 或 World Nomads 等国际医疗保险，月费约 $40-80，覆盖全球（部分国家除外）。长期旅居者可考虑目的地国家的本地保险，费用更低、报销更方便。"}, {"id": "4", "question": "🧾 税务问题如何处理？", "order": 4, "answer": "税务居民身份取决于居住天数（通常 183 天规则）。建议咨询专业税务顾问，了解双重征税协定。很多游民选择税务友好的国家（如葡萄牙、格鲁吉亚）作为基地。"}, {"id": "5", "question": "👨‍👩‍👧 可以带娃一起做数字游民吗？", "order": 5, "answer": "完全可以！巴厘岛、清迈、里斯本都有成熟的数字游民家庭社区。关键是选择教育资源丰富、医疗条件好的目的地，以及保持稳定的工作节奏，给孩子规律的生活。"}, {"id": "6", "question": "🤝 如何快速融入当地游民社区？", "order": 6, "answer": "加入 Nomad List、Facebook 群组和本地 Meetup 活动。入住游民友好的 Co-living 空间，参加每周的 Coworking 社交日。大部分游民社区非常开放，主动打招呼就能结识朋友。"}], "testimonials": [{"id": "1", "avatar": "👩‍💻", "content": "在清迈住了 8 个月，月花费不到 4000 元，但生活质量比国内一线城市高太多了。每天早上骑摩托去咖啡馆，这种感觉无法形容。", "author": "小林", "role": "前端开发 · 清迈 🇹🇭", "rating": 5}, {"id": "2", "avatar": "👨‍🎨", "content": "里斯本的 D7 签证让我在欧洲有了基地。白天在 Alfama 区的共享办公空间工作，周末去 Sintra 徒步，完美平衡。", "author": "Marco", "role": "UI 设计师 · 里斯本 🇵🇹", "rating": 5}, {"id": "3", "avatar": "🧑‍💼", "content": "带着家人做数字游民听起来疯狂，但在巴厘岛乌布，孩子们上国际学校，我和妻子远程工作，这是我们做过最正确的决定。", "author": "张家", "role": "产品经理 · 巴厘岛 🇮🇩", "rating": 5}, {"id": "4", "avatar": "👩‍🎨", "content": "麦德林四季如春，英语社区很活跃。我用北美时区接单，下午还能去公园运动，效率反而更高。", "author": "Sofia", "role": "自由职业设计 · 麦德林 🇨🇴", "rating": 5}, {"id": "5", "avatar": "👨‍💻", "content": "第比利斯生活成本低，还能开本地公司走 1% 税。旧城咖啡馆写代码，周末去卡兹别吉徒步，节奏很舒服。", "author": "Devon", "role": "DevOps · 第比利斯 🇬🇪", "rating": 5}, {"id": "6", "avatar": "📷", "content": "大理适合慢创作。合租便宜、风景治愈，但要主动找同频伙伴，别只待在民宿里。", "author": "Lina", "role": "内容创作者 · 大理 🇨🇳", "rating": 4}, {"id": "7", "avatar": "🧑‍🚀", "content": "柏林创业氛围强，开源 meetup 特别多。冬天冷、德语门槛真实存在，但找到圈子后很值得。", "author": "Ken", "role": "数据分析 · 柏林 🇩🇪", "rating": 4}, {"id": "8", "avatar": "🏙️", "content": "迪拜当跳板很香：航班方便、签证路径清晰。夏天太热，建议把深度工作时间放在室内联合办公。", "author": "Omar", "role": "增长顾问 · 迪拜 🇦🇪", "rating": 4}], "tools": [{"id": "1", "emoji": "💼", "name": "远程协作", "description": "Slack · Notion · Figma · Zoom", "tags": ["团队", "设计", "沟通"], "category": "work"}, {"id": "2", "emoji": "✈️", "name": "旅行规划", "description": "Skyscanner · Nomad List · SafetyWing", "tags": ["机票", "签证", "保险"], "category": "travel"}, {"id": "3", "emoji": "💳", "name": "财务管理", "description": "Wise · Revolut · Xero · 多币种账户", "tags": ["汇款", "记账", "税务"], "category": "finance"}, {"id": "4", "emoji": "🤝", "name": "社群网络", "description": "Nomad List · Remote Year · 本地 Meetup", "tags": ["社交", "活动", "合租"], "category": "connect"}, {"id": "5", "emoji": "🏥", "name": "健康保障", "description": "SafetyWing · World Nomads · 运动 App", "tags": ["保险", "健身", "心理"], "category": "health"}, {"id": "6", "emoji": "📚", "name": "持续学习", "description": "Coursera · Duolingo · 当地语言班", "tags": ["技能", "语言", "文化"], "category": "learn"}], "blog": [{"id": "1", "slug": "chiangmai-guide-2026", "title": "清迈数字游民完全指南 2026", "excerpt": "从签证到住宿，从咖啡馆到 Co-working，一篇搞定清迈旅居。", "emoji": "🏔️", "author": "nomadro", "published_at": "2026-01-15", "read_time": 8, "tags": ["清迈", "指南", "东南亚"]}, {"id": "2", "slug": "portugal-d7-visa", "title": "葡萄牙 D7 签证申请全攻略", "excerpt": "手把手教你申请欧洲最受欢迎的远程工作签证。", "emoji": "🇵🇹", "author": "nomadro", "published_at": "2026-02-03", "read_time": 12, "tags": ["签证", "葡萄牙", "欧洲"]}, {"id": "3", "slug": "nomad-tax-basics", "title": "数字游民税务入门：你需要知道的 5 件事", "excerpt": "183 天规则、双重征税、税务居民身份——一文理清。", "emoji": "🧾", "author": "nomadro", "published_at": "2026-02-20", "read_time": 10, "tags": ["税务", "法律", "指南"]}, {"id": "4", "slug": "medellin-spring-city", "title": "麦德林春城试住 30 天笔记", "excerpt": "时区、安全区、联合办公与西语社区初体验。", "emoji": "🌺", "author": "Sofia", "published_at": "2026-03-05", "read_time": 9, "tags": ["麦德林", "拉美", "试住"]}, {"id": "5", "slug": "tbilisi-tax-base", "title": "第比利斯当税务基地靠谱吗？", "excerpt": "远程签证、小企业税与旧城生活成本实测。", "emoji": "🍷", "author": "Devon", "published_at": "2026-03-18", "read_time": 11, "tags": ["格鲁吉亚", "税务", "欧洲"]}, {"id": "6", "slug": "dali-slow-create", "title": "大理慢创作：合租、网速与社群", "excerpt": "国内游民城市怎么住得久又不散漫。", "emoji": "🏔️", "author": "Lina", "published_at": "2026-04-02", "read_time": 7, "tags": ["大理", "内容", "国内"]}, {"id": "7", "slug": "berlin-startup-nomad", "title": "柏林自由职业与开源社群指南", "excerpt": "签证路径、共享办公与每周活动清单。", "emoji": "🎨", "author": "Ken", "published_at": "2026-04-20", "read_time": 10, "tags": ["柏林", "创业", "开源"]}, {"id": "8", "slug": "dubai-hub-month", "title": "迪拜一个月跳板旅居怎么排期", "excerpt": "签证、炎热季节、航班中转与办公点选择。", "emoji": "🏙️", "author": "Omar", "published_at": "2026-05-01", "read_time": 8, "tags": ["迪拜", "中东", "枢纽"]}, {"id": "9", "slug": "seoul-workation", "title": "首尔 Workation：网速、便利与成本", "excerpt": "C-3-8 签证与江南区办公踩点。", "emoji": "🏙️", "author": "Yuki", "published_at": "2026-05-16", "read_time": 9, "tags": ["首尔", "韩国", "网速"]}, {"id": "10", "slug": "first-month-checklist", "title": "旅居第一月清单：从落地到稳定输出", "excerpt": "SIM、短租、联合办公、社群与预算五步走。", "emoji": "✅", "author": "nomadro", "published_at": "2026-06-01", "read_time": 6, "tags": ["清单", "新手", "落地"]}], "blogContent": {"chiangmai-guide-2026": "## 为什么选择清迈？\n\n清迈是公认的全球数字游民之都。低廉的生活成本、完善的 Co-working 生态、友善的本地人和丰富的文化活动，让它成为新手游民的最佳起点。\n\n## 签证方案\n\n- **旅游签**：落地签 15 天，或提前办旅游签 60 天\n- **DTV 签证**：2024 年推出的 Destination Thailand Visa，适合远程工作者\n- **学生签/精英签**：长期旅居的进阶选择\n\n## 住宿推荐\n\n| 区域 | 月租 | 特点 |\n|------|------|------|\n| Nimman | ¥2,500-4,000 | 咖啡馆、餐厅、年轻人多 |\n| Old City | ¥1,500-3,000 | 文化氛围浓，步行可达寺庙 |\n| Hang Dong | ¥2,000-3,500 | 安静，适合深度工作 |\n\n## 最佳 Co-working\n\n1. **Punspace** — Nimman 区经典，日票 ¥60\n2. **CAMP** — Maya 商场顶楼，免费（消费即可）\n3. **Hub53** — 安静专业，月票 ¥800\n\n## 月均预算\n\n- 住宿：¥2,500\n- 餐饮：¥1,200\n- 交通：¥300（租摩托）\n- Co-working：¥400\n- 其他：¥400\n- **合计：约 ¥3,800-4,500**\n\n## 实用 Tips\n\n☕ 推荐咖啡馆：Ristr8to（世界冠军）、Graph One Nimman\n🏍️ 租摩托月费约 ¥400，注意戴头盔\n📱 推荐 AIS 或 TrueMove 无限流量套餐\n🤝 每周四有 Nomad Meetup，关注 Facebook 群组", "portugal-d7-visa": "## D7 签证是什么？\n\n葡萄牙 D7 签证（Passive Income Visa）最初为退休者设计，但因收入要求低、审批相对简单，成为数字游民进入欧盟的最佳通道之一。\n\n## 申请条件\n\n- 月收入不低于 **€760**（葡萄牙最低工资）\n- 银行存款建议 **€9,120+**（12个月生活费）\n- 无犯罪记录\n- 葡萄牙本地银行账户\n- 健康保险\n\n## 申请流程\n\n1. **准备材料**（2-4 周）\n   - 护照、照片、收入证明、银行流水\n   - 葡萄牙税号（NIF）\n   - 住宿证明（租房合同或酒店预订）\n\n2. **递交申请**\n   - 在中国：葡萄牙驻华使馆\n   - 或入境葡萄牙后转居留许可\n\n3. **等待审批**（3-6 个月）\n\n4. **登陆葡萄牙**\n   - 领取居留卡\n   - 登记住址\n\n## 费用预算\n\n- 签证费：约 €90\n- 律师费（可选）：€500-1,500\n- NIF + 银行开户：€200-300\n- 首月生活费：€800-1,200\n\n## 里斯本生活成本\n\n- 一居室公寓：€800-1,200/月\n- Co-working：€150-250/月\n- 餐饮：€300-500/月\n- **月均总花费：€1,200-1,800**\n\n## 常见问题\n\n**Q: D7 可以工作吗？**\nA: 可以远程为海外雇主工作，但不能在葡萄牙本地公司就职。\n\n**Q: 5年后能拿护照吗？**\nA: 满足居住要求后可以申请永居或入籍。", "nomad-tax-basics": "## 1. 什么是税务居民？\n\n大多数国家用 **183 天规则** 判定税务居民：在一个自然年内居住超过 183 天，即成为该国税务居民，需在该国申报全球收入。\n\n## 2. 双重征税怎么办？\n\n如果两个国家都认为你是税务居民，查 **双边税收协定**（DTA）。中国已与 100+ 国家签署 DTA，可避免重复缴税。\n\n## 3. 数字游民常见税务策略\n\n| 策略 | 说明 | 适合人群 |\n|------|------|----------|\n| 零税务居民 | 不在任何国家住满 183 天 | 短期旅居者 |\n| 税务友好国 | 葡萄牙 NHR、格鲁吉亚 1% 税 | 长期旅居者 |\n| 原籍国申报 | 回国期间申报 | 兼职游民 |\n\n## 4. 中国税务居民注意\n\n- 中国公民默认是中国税务居民（全球征税）\n- 海外收入也需申报（可抵免境外已缴税）\n- 建议咨询专业税务师\n\n## 5. 实用建议\n\n1. 📋 记录每个国家的入境/出境日期\n2. 🧾 保留所有收入凭证和银行流水\n3. 🏦 使用 Wise 等工具便于跨境汇款记录\n4. 👨‍💼 收入超过一定金额建议聘请税务顾问\n5. 📱 推荐工具：Xero（记账）、TaxScouts（报税）", "medellin-spring-city": "## 为什么麦德林？\n\n四季如春、生活成本可控，且贴近北美时区，适合接美加客户。Laureles / El Poblado 是游民常见落脚区。\n\n## 30 天试住建议\n\n1. 前 7 天住短租，实测网速与噪音\n2. 办本地 SIM，备份热点\n3. 参加 2 场线下 meetup，验证社区匹配度\n4. 确定联合办公月票再签长租\n\n## 预算参考（月）\n\n- 住宿：¥2,000–3,500\n- 餐饮：¥1,200–1,800\n- 交通：¥300–500\n- 办公：¥400–800", "tbilisi-tax-base": "## 远程签证 + 小企业税\n\n格鲁吉亚对远程工作者友好，许多人会评估本地公司与 1% 税路径（需自行核实最新政策）。\n\n## 生活感受\n\n旧城与 Vake 区咖啡馆多，适合深度工作；冬季偏冷，夏天舒服。\n\n## 注意\n\n- 银行开户与本地手机号流程可能变动\n- 税务方案务必咨询持证顾问\n- 把「试住 30 天」和「税务落地」分开决策", "dali-slow-create": "## 适合谁\n\n内容创作者、独立开发者、想放慢节奏但仍保持产出的人。\n\n## 实操建议\n\n- 合租优先选稳定 WiFi 与独立工作桌\n- 用固定作息对抗「度假感」\n- 主动加入本地创作者局，避免社交孤岛\n\n## 成本\n\n月生活费常可控制在 ¥3,500–5,000，视合租与出行频率而定。", "berlin-startup-nomad": "## 柏林为什么吸引游民\n\n开源、设计、创业活动密度高，共享办公选择多。\n\n## 落地要点\n\n- 提前规划居留/自由职业路径\n- 冬天日照短，准备补光与室内运动\n- 德语不是必须，但能明显提升生活便利\n\n## 每周节奏\n\n2 天联合办公 + 1 场 meetup + 周末短途，比纯咖啡馆更稳。", "dubai-hub-month": "## 适合当跳板\n\n国际航班密集，签证路径相对清晰，适合中东/欧亚中转月。\n\n## 炎热季节\n\n夏季高温，深度工作尽量安排在空调联合办公；户外活动放早晚。\n\n## 预算\n\n整体偏高，建议按「枢纽月」而非「低成本旅居」来规划。", "seoul-workation": "## 网速与便利\n\n首尔网速与城市便利度极强，适合需要高频协作的产品/工程角色。\n\n## 成本与节奏\n\n住宿与餐饮成本接近一线城市；用便利店与共享办公控制变量。\n\n## 签证\n\n关注 Workation / 相关短期远程路径的最新材料要求。", "first-month-checklist": "## 落地五步\n\n1. **连接**：落地办 SIM，测公寓与办公点网速\n2. **住处**：先短租 7–14 天，再决定长租\n3. **办公**：固定 1 个主点 + 2 个备份咖啡馆\n4. **社群**：报名 1 场 meetup，加 1 个本地群\n5. **预算**：用第一周真实账单校准月预算\n\n## 输出稳定\n\n每天保护 4 小时深度工作，旅行探索放在下午后段。"}, "meetups": [{"id": "online-roundtable", "title": "远程工作节奏圆桌", "city": "线上", "destination_slug": "", "emoji": "🎙️", "date": "2026-09-12", "time": "20:00", "venue": "nomadro 线上活动厅", "description": "聊聊异步协作、时区管理和旅居城市选择。登录后可 RSVP，活动前会收到提醒。", "mode": "online", "access_level": "public", "rsvp_count": 38, "max_attendees": 80, "organizer": "nomadro 社区", "tags": ["远程", "协作", "新手友好"], "is_upcoming": true}, {"id": "chiangmai-cowork", "title": "清迈联合办公下午茶", "city": "清迈", "destination_slug": "chiangmai", "emoji": "☕", "date": "2026-09-18", "time": "15:00", "venue": "Nimman 区 Co-working", "description": "一起办公、分享签证经验和住宿踩坑。线下为主，也开放线上旁听链接。", "mode": "hybrid", "access_level": "public", "rsvp_count": 14, "max_attendees": 24, "organizer": "清迈游民小组", "tags": ["线下", "社交", "东南亚"], "is_upcoming": true}, {"id": "lisbon-sunset", "title": "里斯本日落漫步", "city": "里斯本", "destination_slug": "lisbon", "emoji": "🌅", "date": "2026-09-22", "time": "18:30", "venue": "Miradouro 观景点集合", "description": "工作一周后，和同城游民一起看日落、交换欧洲签证情报。", "mode": "offline", "access_level": "public", "rsvp_count": 9, "max_attendees": 16, "organizer": "Lisbon Nomads", "tags": ["欧洲", "户外", "社交"], "is_upcoming": true}, {"id": "bali-surf-morning", "title": "巴厘岛晨间冲浪 + 办公", "city": "巴厘岛", "destination_slug": "bali", "emoji": "🏄", "date": "2026-10-05", "time": "07:00", "venue": "Canggu Beach", "description": "早起冲浪，10 点回咖啡馆集中办公。适合想体验 Work-Life 平衡的游民。", "mode": "offline", "access_level": "public", "rsvp_count": 11, "max_attendees": 20, "organizer": "Bali Remote Crew", "tags": ["运动", "生活方式"], "is_upcoming": true}, {"id": "tokyo-tax-talk", "title": "日本税务与居留线上分享", "city": "线上", "destination_slug": "tokyo", "emoji": "🧾", "date": "2026-10-12", "time": "19:30", "venue": "线上直播", "description": "特邀长期旅居日本的游民分享税务申报、保险和银行开户经验（非法律建议）。", "mode": "online", "access_level": "members", "rsvp_count": 52, "max_attendees": 120, "organizer": "nomadro 社区", "tags": ["税务", "日本", "干货"], "is_upcoming": true}, {"id": "berlin-opensource", "title": "柏林开源与 DevOps 夜谈", "city": "柏林", "destination_slug": "berlin", "emoji": "🖥️", "date": "2026-09-28", "time": "19:00", "venue": "Kreuzberg Co-working", "description": "分享自托管、CI 与远程团队协作实践，会后可继续社交。", "mode": "hybrid", "access_level": "public", "rsvp_count": 22, "max_attendees": 40, "organizer": "Berlin Remote", "tags": ["开源", "技术", "欧洲"], "is_upcoming": true}, {"id": "dali-create-walk", "title": "大理洱海创作散步", "city": "大理", "destination_slug": "dali", "emoji": "📷", "date": "2026-10-02", "time": "16:00", "venue": "才村码头集合", "description": "边走边拍，分享内容选题与变现路径，适合创作者与慢旅居者。", "mode": "offline", "access_level": "public", "rsvp_count": 8, "max_attendees": 18, "organizer": "大理创作者局", "tags": ["内容", "户外", "国内"], "is_upcoming": true}, {"id": "medellin-spanish", "title": "麦德林西语咖啡局", "city": "麦德林", "destination_slug": "medellin", "emoji": "☕", "date": "2026-10-08", "time": "10:30", "venue": "Laureles 咖啡馆", "description": "初级西语练习 + 安全区与租房情报交换，新手友好。", "mode": "offline", "access_level": "public", "rsvp_count": 16, "max_attendees": 20, "organizer": "Medellín Nomads", "tags": ["语言", "拉美", "社交"], "is_upcoming": true}, {"id": "seoul-night-office", "title": "首尔深夜联合办公", "city": "首尔", "destination_slug": "seoul", "emoji": "🌃", "date": "2026-10-15", "time": "21:00", "venue": "江南共享办公", "description": "适合东亚时区冲刺交付的游民，自带电脑即可。", "mode": "offline", "access_level": "public", "rsvp_count": 12, "max_attendees": 25, "organizer": "Seoul Workation", "tags": ["办公", "韩国", "效率"], "is_upcoming": true}, {"id": "dubai-hub-brunch", "title": "迪拜枢纽早午餐", "city": "迪拜", "destination_slug": "dubai", "emoji": "🥂", "date": "2026-10-18", "time": "11:00", "venue": "Downtown 咖啡厅", "description": "中转游民见面：签证、航班与下一站城市选择。", "mode": "offline", "access_level": "public", "rsvp_count": 10, "max_attendees": 16, "organizer": "Dubai Hub Crew", "tags": ["中东", "社交", "跳板"], "is_upcoming": true}, {"id": "tbilisi-tax-cafe", "title": "第比利斯税务咖啡聊", "city": "第比利斯", "destination_slug": 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"网速"]}, {"id": "dubai-summer", "title": "迪拜夏天还能正常远程办公吗？", "excerpt": "空调联合办公、作息调整和预算增加幅度求真实数据。", "author": "Omar", "author_emoji": "🏙️", "category": "生活方式", "reply_count": 8, "like_count": 19, "created_at": "2026-09-04", "tags": ["迪拜", "气候"]}, {"id": "seoul-visa", "title": "韩国 Workation 签证材料清单核对", "excerpt": "收入证明、保险、行程……有人最近过签吗？", "author": "Yuki", "author_emoji": "🇰🇷", "category": "签证", "reply_count": 12, "like_count": 33, "created_at": "2026-09-05", "tags": ["韩国", "签证"]}, {"id": "cowork-month-pass", "title": "各城市联合办公月票性价比对比", "excerpt": "清迈 / 里斯本 / 柏林 / 麦德林，欢迎贴价目与座位体验。", "author": "Alex", "author_emoji": "🚀", "category": "远程工作", "reply_count": 26, "like_count": 61, "created_at": "2026-09-06", "tags": ["办公", "成本"]}], "discussionDetails": {}, "course": [{"title": "启程：远程工作基础", "lessons": [{"title": "什么是数字游民", "duration": "8 分钟", "free": true}, {"title": "异步协作入门", "duration": "12 分钟", "free": true}, {"title": "时区与会议管理", "duration": "15 分钟", "free": false}]}, {"title": "签证与税务", 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